Traveling with travel insurance or without travel insurance? That is the question. It was a question for which, for many years, we simply replied, "Oh, no need. Nothing bad will happen to us! "
It was like this until the day when everything that could go wrong on a trip happened to us! Nowadays, when we are asked if it is worth buying a travel insurance or not, we always answer: yes, a thousand times yes!
But if you are still not convinced, let us explain to you the 6 main situations in which you will need to have good travel insurance:
CANCEL A TRIP:
When we book a trip in advance we can not imagine what might happen until the date of departure and there may be several unforeseen events there that oblige us to cancel the trip! Of course you can always cancel a trip, but you will usually be required to pay at least a portion of everything you have already booked. That's why, today, we do not waive the IATI Cancellation Insurance that covers up to € 6,000 of cancellation expenses in almost 40 different situations!
When we tried to travel to Zanzibar in 2017, we could not imagine all the misadventures we were going to experience! Starting soon by lost flight because of a car breakdown! Without travel insurance at the time, not only did we lose the money already spent on the trip but still had to pay another € 550 to change the dates of the flight so we can make the trip another time of year.
FLIGHTS CANCELED OR ADADEED:
Even when we get to the airport on time, there are several contingencies that can change our plans. One of them is the airline timings. Due to weather, flight overcrowding or even strikes, the flights we book can be canceled or postponed at the last minute! Compensation policies vary widely from airline to airline and so it is important to have good travel insurance that covers your expenses in these situations (with IATI coverage is up to € 300!).
LOST OR STOLEN BASED BAGGAGE:
A lost suitcase is not only a headache but it can also bring a lot of extra costs. After all, it is in our suitcase that we keep our clothes and all the essentials for our trip! Good travel insurance, such as IATI, covers these costs up to € 1200 and still charges up to € 120 if the shipping company is late to deliver your bag!
The most common reason people consider taking travel insurance is the medical emergencies that can arise when they are traveling. Especially when traveling outside Europe, the quality and cost of health services vary widely and so it is important to have good travel insurance with a wide range of coverage that allows you to have access to the best health care and support you in the event of repatriation.
ACCIDENTS ON TRIP:
Accidents can happen to anyone, but they can make us much more worried if they happen when we are out of our country! When we rent a car on the road, we may not always be well aware of the different road codes and end up committing an infraction or accidentally causing an accident. Good travel insurance can provide you with legal information, cover compensation payments and even criminal liability expenses when you are traveling to ensure that a small accident does not spoil your entire trip!
The truth is that life is unpredictable and travel is even more so! These situations are only the 6 most common that can happen to you when you travel. Even though they have not yet happened to you, nothing prevents you from appearing on an upcoming adventure! So, do not forget to buy good travel insurance:
SAFE TRAVEL SAVES YOU MONEY
Yes! Nowadays it is easy to find cheap and cheap travel insurance that gives you extensive coverage to cover as many unforeseen situations as possible (we can not fail to recommend IATI!).
TRAVEL INSURANCE LETS YOU MORE QUIET
Taking a trip (especially a longer trip or a destination farther away) will already bring your Q from potentially stressful situations. But with travel insurance, you can at least be rested that most unforeseen situations are covered by a company that will be constantly following you.
TRAVEL INSURANCE GUARANTEES THAT NOTHING WILL BREAK YOUR TRIP!
Lost your bag? The insurance pays you the new clothes you have to buy. Flight delayed? The insurance pays for you a night in a relaxing hotel while you wait for the new departure time. Do you feel sick abroad? The insurance allows you to get the best health service quickly and without extra costs for you. The truth is that anything can happen, but travel insurance is there to ensure that you enjoy every second of your trip without worry!